Our latest insights and more

 

Embedded lending refers to integrating lending services into a company's existing products and services, providing customers access to loans within their current financial ecosystem. This article aims to provide a comprehensive overview of embedded ...

 

 

As the world's economy moves further and further into digital technology, digital banking is becoming an increasingly important part of our lives. Since its emergence in the 1980s, financial institutions have continued to find ways to make banking ...

It is no secret that having a good credit score and credit building is essential for anyone looking to buy a car, increase their credit limit, get a credit line, rent an apartment, or even apply for a loan. But what if you don't have any credit ...

2022 was the inevitable reckoning for “move fast and break things” in FinTech and there are some critical lessons learned as we head into 2023.  Risk On In 2022, we went from Sponsor Banks, Program Managers, and FinTechs all focused on quickly ...

Embedded finance is a relatively new concept in the world of finance, but it's quickly gaining traction as a way for businesses to offer financial services directly to their customers. At its core, embedded finance refers to the integration of ...

Coming into the Holidays and the end of 2022, it’s important to reflect on the state of fintech and embedded finance in order to look around the corner to 2023 and beyond.  There has been a lot of news lately in fintech, banking, and crypto - not ...

Embedded finance is a growing trend in the financial services industry, with more and more companies offering financial products and services directly to their customers through their existing products and platforms. Here are the top trends in the ...

Embedded finance is democratizing financial opportunities

The business world has been obsessed with discussing the good, bad, and ugly of cryptocurrency for years. The ups and downs of recent months have kept investors and pontificators in a frenzy. But while we’re fixating on crypto, many overlook the ...

Earlier this month, we launched a white-label debit and deposit account product with rich payments functionality. Since that release, we’ve seen demand for a standalone, embeddable KYC product.

Scaling world class programs require world class customer experiences. Productfy's growth in transaction volume is a testament to the power of our BaaS partnership model. With embedded financial products, full compliance and program support, and ...

You have an idea for a fintech app. As you’re swamped to get it completed, you’re not thinking about the marketing tactics as you get ready to launch into the real world. 

For as long as banks have been around, the bank ledger has been the principal record for storing account information, balances, and transactions. How much money do you have in your bank account? That’s in the ledger. Got your paycheck today? ...

Building a fintech company can be like setting off on a mythic hero’s quest: the path is arduous and filled with danger before you reach the final goal.

September was a month of growth for us - both as a company by onboarding new employees and as a platform by seeing usage increase through our clients scaling. We hope our feature releases in the month help to continue this virtuous cycle. Here are ...

I’m proud to announce our $16 milion series A investment today, led by CM Ventures. As valuable partners, the CM Ventures team shares our vision of building the first distributed financial infrastructure to enable any organization to launch a ...

At Productfy, diversity and empathy are moral imperatives that are essential to our operational excellence.

Fintech is eating traditional banking and financial services, a trend that has only accelerated with COVID-19. With the increase in shop from home, digital delivery, and contactless payments, this all adds up to create a market that is forecast to ...

Part of the reason it has historically been so difficult for companies to launch fintech products is the complexity in coding an integration with a legacy system. Anyone who has been faced with a 400+ page PDF of API specs understands how difficult ...

The best part of Productfy is our people. Every good idea, every successful execution, every hurdle that we overcame starts with our people coming together as a team that’s driven to build a transformative organization to change the way financial ...

July has been an exciting month for us both inside and outside of work. Billionaires launching into space, COVID restrictions easing and Productfy making huge product launches stand out as the big events of the month. Here’s a summary of what we ...

In Part 1 of our series on GraphQL, we discussed the benefits of using a lightweight and flexible schema for building financial products and services. As a developer-focused Baas provider, good technology is the floor not the ceiling. To that end a ...

When we started Productfy in 2018 our mission was to optimize for the developer experience. Building fintech applications is not like building a dog walking app. We needed something flexible, lightweight, and really fast to make sure our developers ...

We started Productfy in 2018 with the ethos that we could change the way financial products and services are built, for good. 

We announced our partnership with Yodlee as a strategic partner during our official 'coming out' in Q4 of 2020. What we've witnessed over time has been the sea change of embedded finance sweeping over fintech - in particular low or no-code options ...

Why did we start Productfy? Here’s a hint: it’s right there in the name. Productfy was created to change the way financial products are built. By making it easier for FinTech entrepreneurs to bring their ideas to reality, we’re not just helping to ...

We’re on a mission for good: to change the way financial technology products are built, so innovators can get their game-changing products to market faster.

You have a brilliant FinTech innovation idea. This product will truly benefit consumers and businesses alike, and you want to bring it to market. You have the technology down, you’ve simplified your user interface, and you’ve secured seed funding. ...

The last two years have felt like a long marathon in a snowstorm. We started Productfy with the fundamental belief that financial services were going to be omnipresent. In 2009, Mckinsey thought AWS(R) and other cloud providers were over-hyped and ...

Insanity is defined as doing the same thing over and over and expecting a different outcome. This adage most certainly applies to FinTechs.

New partnership simplifies adding payment functionality to a financial application. Financial technology company Dwolla, Inc. is partnering with Productfy, Inc. to make ACH payments available for the financial applications being built on Productfy’s ...

September was a month of growth for us - both as a company onboarding new employees and as a platform seeing usage increase through our clients scaling. We hope our feature releases this month help to continue this virtuous cycle.