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A. Introduction - Embedded Finance Embedded finance refers to the seamless integration of financial services within non-financial platforms or applications. By combining financial products and services with technology, embedded finance enables ...

A. Introduction - White label Card Issuing Solution White label card issuing solutions have emerged as an innovative and efficient way for businesses to offer their customers a wide range of payment options. These solutions are designed to ...

A white label insurance disbursement platform can simplify the process by providing a centralized system for managing payments and disbursements. In this article, we will provide a complete guide to white label insurance disbursement platforms, ...

In this article, we will explore the various aspects of digital disbursement platforms. We will discuss their benefits, how they work, common use cases, types of platforms, key features to look for, and examples of popular platforms. We will also ...

White label disbursement platforms have revolutionized the way businesses handle electronic payments. These digital payment solutions have made it easier than ever to make secure, fast, and efficient payments to customers, employees, and partners. ...

A white label lending platform is a ready-made lending solution offered by third-party providers to financial institutions such as banks, credit unions, and other lending entities. The platform is designed to help these institutions offer a variety ...

Investing as a Service is a relatively new concept that has emerged in the financial industry over the last decade. It refers to the various digital or white label investment platforms that offer automated investment services to individual ...

Loyalty programs have become an important part of the marketing efforts of many businesses, helping them to engage and retain customers. White label loyalty programs, in particular, have become increasingly popular, as they offer a way for ...

In this article, we will explore the definition of white label business credit cards and their importance. We will also discuss the advantages of using white label business credit cards and how they can benefit businesses. Additionally, we will ...

Crowdfunding has become a popular way for entrepreneurs to access capital and validate their ideas. A white label crowdfunding platform offers businesses a customizable solution to launch their own crowdfunding portal fully branded and designed to ...

This article will provide a complete guide to white label  investment platforms, including what they are, how they work, and their benefits for businesses, asset managers, and investors. It will also cover the role of software development and asset ...

In this article, we will explore the various features and benefits of white label business debit cards, including the differences between virtual and physical cards, as well as the various payment options available, such as Apple Pay and Google Pay. ...

Payment gateway solutions have become a necessity for businesses of all sizes. A payment gateway is an online payment processing service that enables merchants to accept payments from customers using various payment methods such as credit and debit ...

In recent years, the financial services industry has seen the emergence of neobanks, which are financial technology companies that offer banking services online without the need for physical branches. Neobanks have become increasingly popular due to ...

Banking as a Service (BaaS) is a growing trend in the financial industry that allows non-bank businesses to offer banking services to their customers by leveraging the infrastructure and licenses of traditional banks. With BaaS, businesses can offer ...

Credit Union Software Solutions have become increasingly important in modern banking, offering credit unions the ability to provide their members with a range of convenient and secure banking services. From online and mobile banking to cloud-based ...

This article aims to provide an in-depth understanding of white label banking software, its benefits, and how it works. The article will discuss the various features and functionalities of white label banking software, the regulatory compliance ...

In today's fast-paced digital world, there has been a significant shift in the way people transact and manage their finances. This shift has led to the rise of card issuing platforms, which have become an essential component of the banking and ...

Introduction - Private Label Banking A. Explanation of Private Label Banking and its Relation to White Label Banking Private label banking is a type of financial service that provides customized solutions to financial institutions, allowing them to ...

I. Introduction - White Label Payment Solutions As online transactions continue to increase in volume, businesses are looking for ways to streamline their payment processes and improve their customers' experience. One solution that is gaining in ...

A white label gift card platform is a solution that businesses can use to create their own branded gift card program without the need to build a custom platform from scratch. Instead, businesses can work with a provider that offers a full suite of ...

I. Introduction - White Label Banking Products White label banking is a solution that allows businesses to offer financial products and services to their customers under their brand name. The benefits of white label banking products include ...

I. Introduction - Build Rewards Programs with white label credit cards A. Definition of private label credit cards Private label credit cards, also known as store-branded or private label cards, are credit cards issued by retailers that can be used ...

Introduction to White Label Credit Cards White label credit cards, also known as private label credit cards, are a type of credit card issued by a third-party financial institution but are branded with the logo of a specific retailer or business. ...

 

A white label fintech platform is a pre-existing financial technology solution that can be rebranded and customized by financial institutions or fintech companies. This allows them to offer their customers a range of financial products and services ...

Embedded lending refers to integrating lending services into a company's existing products and services, providing customers access to loans within their current financial ecosystem. This article aims to provide a comprehensive overview of embedded ...

 

 

As the world's economy moves further and further into digital technology, digital banking is becoming an increasingly important part of our lives. Since its emergence in the 1980s, financial institutions have continued to find ways to make banking ...

It is no secret that having a good credit score and credit building is essential for anyone looking to buy a car, increase their credit limit, get a credit line, rent an apartment, or even apply for a loan. But what if you don't have any credit ...

2022 was the inevitable reckoning for “move fast and break things” in FinTech and there are some critical lessons learned as we head into 2023.  Risk On In 2022, we went from Sponsor Banks, Program Managers, and FinTechs all focused on quickly ...

Embedded finance is a relatively new concept in the world of finance, but it's quickly gaining traction as a way for businesses to offer financial services directly to their customers. At its core, embedded finance refers to the integration of ...

Coming into the Holidays and the end of 2022, it’s important to reflect on the state of fintech and embedded finance in order to look around the corner to 2023 and beyond.  There has been a lot of news lately in fintech, banking, and crypto - not ...

Embedded finance is a growing trend in the financial services industry, with more and more companies offering financial products and services directly to their customers through their existing products and platforms. Here are the top trends in the ...

Embedded finance is democratizing financial opportunities

The business world has been obsessed with discussing the good, bad, and ugly of cryptocurrency for years. The ups and downs of recent months have kept investors and pontificators in a frenzy. But while we’re fixating on crypto, many overlook the ...

Earlier this month, we launched a white-label debit and deposit account product with rich payments functionality. Since that release, we’ve seen demand for a standalone, embeddable KYC product.

Scaling world class programs require world class customer experiences. Productfy's growth in transaction volume is a testament to the power of our BaaS partnership model. With embedded financial products, full compliance and program support, and ...

You have an idea for a fintech app. As you’re swamped to get it completed, you’re not thinking about the marketing tactics as you get ready to launch into the real world. 

For as long as banks have been around, the bank ledger has been the principal record for storing account information, balances, and transactions. How much money do you have in your bank account? That’s in the ledger. Got your paycheck today? ...

Building a fintech company can be like setting off on a mythic hero’s quest: the path is arduous and filled with danger before you reach the final goal.

September was a month of growth for us - both as a company by onboarding new employees and as a platform by seeing usage increase through our clients scaling. We hope our feature releases in the month help to continue this virtuous cycle. Here are ...

I’m proud to announce our $16 milion series A investment today, led by CM Ventures. As valuable partners, the CM Ventures team shares our vision of building the first distributed financial infrastructure to enable any organization to launch a ...

At Productfy, diversity and empathy are moral imperatives that are essential to our operational excellence.

Fintech is eating traditional banking and financial services, a trend that has only accelerated with COVID-19. With the increase in shop from home, digital delivery, and contactless payments, this all adds up to create a market that is forecast to ...

Part of the reason it has historically been so difficult for companies to launch fintech products is the complexity in coding an integration with a legacy system. Anyone who has been faced with a 400+ page PDF of API specs understands how difficult ...

The best part of Productfy is our people. Every good idea, every successful execution, every hurdle that we overcame starts with our people coming together as a team that’s driven to build a transformative organization to change the way financial ...

July has been an exciting month for us both inside and outside of work. Billionaires launching into space, COVID restrictions easing and Productfy making huge product launches stand out as the big events of the month. Here’s a summary of what we ...

In Part 1 of our series on GraphQL, we discussed the benefits of using a lightweight and flexible schema for building financial products and services. As a developer-focused Baas provider, good technology is the floor not the ceiling. To that end a ...

When we started Productfy in 2018 our mission was to optimize for the developer experience. Building fintech applications is not like building a dog walking app. We needed something flexible, lightweight, and really fast to make sure our developers ...

We started Productfy in 2018 with the ethos that we could change the way financial products and services are built, for good. 

We announced our partnership with Yodlee as a strategic partner during our official 'coming out' in Q4 of 2020. What we've witnessed over time has been the sea change of embedded finance sweeping over fintech - in particular low or no-code options ...

Why did we start Productfy? Here’s a hint: it’s right there in the name. Productfy was created to change the way financial products are built. By making it easier for FinTech entrepreneurs to bring their ideas to reality, we’re not just helping to ...

We’re on a mission for good: to change the way financial technology products are built, so innovators can get their game-changing products to market faster.

You have a brilliant FinTech innovation idea. This product will truly benefit consumers and businesses alike, and you want to bring it to market. You have the technology down, you’ve simplified your user interface, and you’ve secured seed funding. ...

The last two years have felt like a long marathon in a snowstorm. We started Productfy with the fundamental belief that financial services were going to be omnipresent. In 2009, Mckinsey thought AWS(R) and other cloud providers were over-hyped and ...

Insanity is defined as doing the same thing over and over and expecting a different outcome. This adage most certainly applies to FinTechs.

New partnership simplifies adding payment functionality to a financial application. Financial technology company Dwolla, Inc. is partnering with Productfy, Inc. to make ACH payments available for the financial applications being built on Productfy’s ...

September was a month of growth for us - both as a company onboarding new employees and as a platform seeing usage increase through our clients scaling. We hope our feature releases this month help to continue this virtuous cycle.