Offer banking and card programs that fit the financial needs of your customers
Your customers, your brand, our consumer banking stack.
Open Virtual Deposit Accounts
Productfy’s virtual ledger and deposit accounts provide programmatic ways to open and manage fee-free consumer accounts, backed by industry-standard data security and warehousing.
Productfy’s consumer banking solution is powered by:
Productfy’s proprietary ledger with virtual deposit accounts
KYC (Know Your Customer)
Transfer and Fund Accounts Instantly
With Productfy’s instant account linking and money movement options, consumers can instantly link and initiate account funding.
Productfy’s payments rails are powered by:
Standard or same-day ACH
Pull from Debit / Push to Debit
Issue Consumer Debit Cards
Develop and launch branded consumer prepaid and reloadable debit card programs for customers and loyal members.
No-fee Virtual Cards
Physical Branded Cards
Mobile payments enabled for Apple, Google, and Samsung Pay
Offer Secured Credit Cards
Enable underbanked consumers and communities to build credit with a fully collateralized program that avoids high fees and penalties. Let’s work together to enable communities to gain access to the financial ecosystem in a safe and affordable way!
Key program highlights:
Three credit bureau reporting
No credit check approvals
Minimum $25 to open
Looking for an out-of-the-box solution?
Leverage our white label card programs to drive customer engagement and loyalty.