Offer banking and card programs that fit the financial needs of your customers
Your customers, your brand, our consumer banking stack.
Open Virtual Deposit Accounts
Productfy’s virtual ledger and deposit accounts provide programmatic ways to open and manage fee-free consumer accounts, backed by industry-standard data security and warehousing.
Productfy’s consumer banking solution is powered by:
- Productfy’s proprietary ledger with virtual deposit accounts
- KYC (Know Your Customer)
- Reporting
- Monthly statements
Transfer and Fund Accounts Instantly
With Productfy’s instant account linking and money movement options, consumers can instantly link and initiate account funding.
Productfy’s payments rails are powered by:
- Standard or same-day ACH
- Pull from Debit / Push to Debit
Issue Consumer Debit Cards
Develop and launch branded consumer prepaid and reloadable debit card programs for customers and loyal members.
- Competitive Interchange
- No-fee Virtual Cards
- Physical Branded Cards
- Mobile payments enabled for Apple, Google, and Samsung Pay
- Spend Controls
Offer Secured Credit Cards
Enable underbanked consumers and communities to build credit with a fully collateralized program that avoids high fees and penalties. Let’s work together to enable communities to gain access to the financial ecosystem in a safe and affordable way!
Key program highlights:
- Three credit bureau reporting
- No credit check approvals
- Minimum $25 to open
- 0% interest
Looking for an out-of-the-box solution?
Leverage our white label card programs to drive customer engagement and loyalty.
