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Embedded Finance - Introduction and Applications

Jimmy Singh
Posted by Jimmy Singh | Apr 28, 2023
A. Introduction - Embedded Finance Embedded finance refers to the seamless integration of financial services within non-financial platforms or applications. By combining financial products and services with technology, embedded finance enables ...
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White Label Card Issuing Solution - Complete Guide

Jimmy Singh
Posted by Jimmy Singh | Apr 28, 2023
A. Introduction - White label Card Issuing Solution White label card issuing solutions have emerged as an innovative and efficient way for businesses to offer their customers a wide range of payment options. These solutions are designed to ...
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White Label Insurance Disbursement Platform - Complete Guide

Jimmy Singh
Posted by Jimmy Singh | Apr 5, 2023
A white label insurance disbursement platform can simplify the process by providing a centralized system for managing payments and disbursements. In this article, we will provide a complete guide to white label insurance disbursement platforms, ...
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Digital Disbursements - Complete Guide

Jimmy Singh
Posted by Jimmy Singh | Apr 4, 2023
In this article, we will explore the various aspects of digital disbursement platforms. We will discuss their benefits, how they work, common use cases, types of platforms, key features to look for, and examples of popular platforms. We will also ...
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White Label Disbursement Platform - Complete Guide

Jimmy Singh
Posted by Jimmy Singh | Apr 4, 2023
White label disbursement platforms have revolutionized the way businesses handle electronic payments. These digital payment solutions have made it easier than ever to make secure, fast, and efficient payments to customers, employees, and partners. ...
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White Label Lending Platform - Complete Guide

Jimmy Singh
Posted by Jimmy Singh | Mar 21, 2023
A white label lending platform is a ready-made lending solution offered by third-party providers to financial institutions such as banks, credit unions, and other lending entities. The platform is designed to help these institutions offer a variety ...
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Investing as a Service - Complete Guide

Jimmy Singh
Posted by Jimmy Singh | Mar 21, 2023
Investing as a Service is a relatively new concept that has emerged in the financial industry over the last decade. It refers to the various digital or white label investment platforms that offer automated investment services to individual ...
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White Label Loyalty Program - Complete Guide

Jimmy Singh
Posted by Jimmy Singh | Mar 10, 2023
Loyalty programs have become an important part of the marketing efforts of many businesses, helping them to engage and retain customers. White label loyalty programs, in particular, have become increasingly popular, as they offer a way for ...
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White Label Business Credit Cards - Overview

Jimmy Singh
Posted by Jimmy Singh | Mar 3, 2023
In this article, we will explore the definition of white label business credit cards and their importance. We will also discuss the advantages of using white label business credit cards and how they can benefit businesses. Additionally, we will ...
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White Label Crowdfunding Platform - Overview

Jimmy Singh
Posted by Jimmy Singh | Mar 3, 2023
Crowdfunding has become a popular way for entrepreneurs to access capital and validate their ideas. A white label crowdfunding platform offers businesses a customizable solution to launch their own crowdfunding portal fully branded and designed to ...
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White Label Investment Platform - Complete Guide

Jimmy Singh
Posted by Jimmy Singh | Mar 3, 2023
This article will provide a complete guide to white label investment platforms, including what they are, how they work, and their benefits for businesses, asset managers, and investors. It will also cover the role of software development and asset ...
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White Label Business Debit Cards - Complete Guide

Jimmy Singh
Posted by Jimmy Singh | Feb 27, 2023
In this article, we will explore the various features and benefits of white label business debit cards, including the differences between virtual and physical cards, as well as the various payment options available, such as Apple Pay and Google Pay. ...
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White Label Payment Gateway - Getting Started

Jimmy Singh
Posted by Jimmy Singh | Feb 25, 2023
Payment gateway solutions have become a necessity for businesses of all sizes. A payment gateway is an online payment processing service that enables merchants to accept payments from customers using various payment methods such as credit and debit ...
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What is a Neobank?

Jimmy Singh
Posted by Jimmy Singh | Feb 25, 2023
In recent years, the financial services industry has seen the emergence of neobanks, which are financial technology companies that offer banking services online without the need for physical branches. Neobanks have become increasingly popular due to ...
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Banking As a Service(BaaS) - Ultimate Guide

Jimmy Singh
Posted by Jimmy Singh | Feb 24, 2023
Banking as a Service (BaaS) is a growing trend in the financial industry that allows non-bank businesses to offer banking services to their customers by leveraging the infrastructure and licenses of traditional banks. With BaaS, businesses can offer ...
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Credit Union Software Solutions Guide

Jimmy Singh
Posted by Jimmy Singh | Feb 24, 2023
Credit Union Software Solutions have become increasingly important in modern banking, offering credit unions the ability to provide their members with a range of convenient and secure banking services. From online and mobile banking to cloud-based ...
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White Label Banking Software - Getting Started

Jimmy Singh
Posted by Jimmy Singh | Feb 24, 2023
This article aims to provide an in-depth understanding of white label banking software, its benefits, and how it works. The article will discuss the various features and functionalities of white label banking software, the regulatory compliance ...
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Evaluating Card Issuing Platforms - Step by Step Guide

Jimmy Singh
Posted by Jimmy Singh | Feb 24, 2023
In today's fast-paced digital world, there has been a significant shift in the way people transact and manage their finances. This shift has led to the rise of card issuing platforms, which have become an essential component of the banking and ...
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What is private label banking?

Jimmy Singh
Posted by Jimmy Singh | Feb 16, 2023
Introduction - Private Label Banking A. Explanation of Private Label Banking and its Relation to White Label Banking Private label banking is a type of financial service that provides customized solutions to financial institutions, allowing them to ...
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White Label Payment Solutions - Overview

Jimmy Singh
Posted by Jimmy Singh | Feb 16, 2023
I. Introduction - White Label Payment Solutions As online transactions continue to increase in volume, businesses are looking for ways to streamline their payment processes and improve their customers' experience. One solution that is gaining in ...
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White Label Gift Card Platform - Complete Guide

Jimmy Singh
Posted by Jimmy Singh | Feb 16, 2023
A white label gift card platform is a solution that businesses can use to create their own branded gift card program without the need to build a custom platform from scratch. Instead, businesses can work with a provider that offers a full suite of ...
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Leverage White Label Banking Products For Your Business

Jimmy Singh
Posted by Jimmy Singh | Feb 16, 2023
I. Introduction - White Label Banking Products White label banking is a solution that allows businesses to offer financial products and services to their customers under their brand name. The benefits of white label banking products include ...
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Build Rewards Programs with White Label Credit Cards

Jimmy Singh
Posted by Jimmy Singh | Feb 15, 2023
I. Introduction - Build Rewards Programs with white label credit cards A. Definition of private label credit cards Private label credit cards, also known as store-branded or private label cards, are credit cards issued by retailers that can be used ...
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What is White label Credit Card? Understanding the benefits

Jimmy Singh
Posted by Jimmy Singh | Feb 8, 2023
Introduction to White Label Credit Cards White label credit cards, also known as private label credit cards, are a type of credit card issued by a third-party financial institution but are branded with the logo of a specific retailer or business. ...
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Interchange Revenue - Overview

Jimmy Singh
Posted by Jimmy Singh | Feb 3, 2023
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White Label Fintech Platform - Overview

Jimmy Singh
Posted by Jimmy Singh | Feb 2, 2023
A white label fintech platform is a pre-existing financial technology solution that can be rebranded and customized by financial institutions or fintech companies. This allows them to offer their customers a range of financial products and services ...
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What is Embedded Lending? Introduction and Applications

Jimmy Singh
Posted by Jimmy Singh | Feb 2, 2023
Embedded lending refers to integrating lending services into a company's existing products and services, providing customers access to loans within their current financial ecosystem. This article aims to provide a comprehensive overview of embedded ...
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What is Embedded Insurance?

Jimmy Singh
Posted by Jimmy Singh | Jan 27, 2023
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White Label Debit Card - Ultimate Guide

Jimmy Singh
Posted by Jimmy Singh | Jan 27, 2023
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Top Digital Banking Trends of 2023

Jimmy Singh
Posted by Jimmy Singh | Jan 14, 2023
As the world's economy moves further and further into digital technology, digital banking is becoming an increasingly important part of our lives. Since its emergence in the 1980s, financial institutions have continued to find ways to make banking ...
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What's a credit builder card? Understanding the benefits

Jimmy Singh
Posted by Jimmy Singh | Jan 14, 2023
It is no secret that having a good credit score and credit building is essential for anyone looking to buy a car, increase their credit limit, get a credit line, rent an apartment, or even apply for a loan. But what if you don't have any credit ...
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Looking ahead to 2023

Duy Vo
Posted by Duy Vo | Jan 5, 2023
2022 was the inevitable reckoning for “move fast and break things” in FinTech and there are some critical lessons learned as we head into 2023. Risk On In 2022, we went from Sponsor Banks, Program Managers, and FinTechs all focused on quickly ...
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What is Embedded Finance? And why is it important?

Jimmy Singh
Posted by Jimmy Singh | Dec 19, 2022
Embedded finance is a relatively new concept in the world of finance, but it's quickly gaining traction as a way for businesses to offer financial services directly to their customers. At its core, embedded finance refers to the integration of ...
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Zelf on a Shelf

Aaron Huang
Posted by Aaron Huang | Dec 19, 2022
Coming into the Holidays and the end of 2022, it’s important to reflect on the state of fintech and embedded finance in order to look around the corner to 2023 and beyond. There has been a lot of news lately in fintech, banking, and crypto - not all ...
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Trends In Embedded Finance

Jimmy Singh
Posted by Jimmy Singh | Dec 16, 2022
Embedded finance is a growing trend in the financial services industry, with more and more companies offering financial products and services directly to their customers through their existing products and platforms. Here are the top trends in the ...
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Immigrants and Money in 2023

Stew Langille
Posted by Stew Langille | Oct 11, 2022
Embedded finance is democratizing financial opportunities
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Embedded Finance will be more transformative than Crypto

Stew Langille
Posted by Stew Langille | Sep 22, 2022
The business world has been obsessed with discussing the good, bad, and ugly of cryptocurrency for years. The ups and downs of recent months have kept investors and pontificators in a frenzy. But while we’re fixating on crypto, many overlook the ...
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Announcing No-Code, Embeddable KYC

Aaron Huang
Posted by Aaron Huang | Jun 8, 2022
Earlier this month, we launched a white-label debit and deposit account product with rich payments functionality. Since that release, we’ve seen demand for a standalone, embeddable KYC product.
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Scaling World Class Financial Programs

Aaron Huang
Posted by Aaron Huang | May 12, 2022
Scaling world class programs require world class customer experiences. Productfy's growth in transaction volume is a testament to the power of our BaaS partnership model. With embedded financial products, full compliance and program support, and ...
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Why It's Critical to Examine the Marketing of Your App

Han Dong
Posted by Han Dong | Apr 26, 2022
You have an idea for a fintech app. As you’re swamped to get it completed, you’re not thinking about the marketing tactics as you get ready to launch into the real world.
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Inside Productfy's Virtual Ledger

Dan Kovach
Posted by Dan Kovach | Mar 22, 2022
For as long as banks have been around, the bank ledger has been the principal record for storing account information, balances, and transactions. How much money do you have in your bank account? That’s in the ledger. Got your paycheck today? ...
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Productfy's Approach to Building a Better Banking Service

Han Dong
Posted by Han Dong | Feb 8, 2022
Building a fintech company can be like setting off on a mythic hero’s quest: the path is arduous and filled with danger before you reach the final goal.
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September Product Announcements

Dan Kovach
Posted by Dan Kovach | Oct 12, 2021
September was a month of growth for us - both as a company by onboarding new employees and as a platform by seeing usage increase through our clients scaling. We hope our feature releases in the month help to continue this virtuous cycle. Here are ...
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Democratizing Access to Financial Products for Everyone

Duy Vo
Posted by Duy Vo | Oct 8, 2021
I’m proud to announce our $16 milion series A investment today, led by CM Ventures. As valuable partners, the CM Ventures team shares our vision of building the first distributed financial infrastructure to enable any organization to launch a ...
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Diversity & Empathy Makes Us Better Product-Led Organization

Duy Vo
Posted by Duy Vo | Oct 4, 2021
At Productfy, diversity and empathy are moral imperatives that are essential to our operational excellence.
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Productfy: Build Trust and Keep Out Bad Actors with Kyc

Aaron Huang
Posted by Aaron Huang | Sep 21, 2021
Fintech is eating traditional banking and financial services, a trend that has only accelerated with COVID-19. With the increase in shop from home, digital delivery, and contactless payments, this all adds up to create a market that is forecast to ...
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August Product Announcements - DevX and Debit

Dan Kovach
Posted by Dan Kovach | Sep 2, 2021
Part of the reason it has historically been so difficult for companies to launch fintech products is the complexity in coding an integration with a legacy system. Anyone who has been faced with a 400+ page PDF of API specs understands how difficult ...
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The Best Part of Us

Duy Vo
Posted by Duy Vo | Aug 24, 2021
The best part of Productfy is our people. Every good idea, every successful execution, every hurdle that we overcame starts with our people coming together as a team that’s driven to build a transformative organization to change the way financial ...
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July Product Announcements

Dan Kovach
Posted by Dan Kovach | Aug 3, 2021
July has been an exciting month for us both inside and outside of work. Billionaires launching into space, COVID restrictions easing and Productfy making huge product launches stand out as the big events of the month. Here’s a summary of what we ...
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Embedded Finance Powered by Productfy's Graphql Builder

Duy Vo
Posted by Duy Vo | Jun 9, 2021
In Part 1 of our series on GraphQL, we discussed the benefits of using a lightweight and flexible schema for building financial products and services. As a developer-focused Baas provider, good technology is the floor not the ceiling. To that end a ...
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Why GraphQL makes sense for your FinTech innovation - Part 1

Duy Vo
Posted by Duy Vo | Jun 3, 2021
When we started Productfy in 2018 our mission was to optimize for the developer experience. Building fintech applications is not like building a dog walking app. We needed something flexible, lightweight, and really fast to make sure our developers ...
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Productfy Enters Into Partnership with Stearns Bank

Aaron Huang
Posted by Aaron Huang | May 11, 2021
We started Productfy in 2018 with the ethos that we could change the way financial products and services are built, for good.
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Unlocking Yodlee's Financial Data Network

Aaron Huang
Posted by Aaron Huang | Mar 5, 2021
We announced our partnership with Yodlee as a strategic partner during our official 'coming out' in Q4 of 2020. What we've witnessed over time has been the sea change of embedded finance sweeping over fintech - in particular low or no-code options ...
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Why Unifying Embedded Fintech Matters

Duy Vo
Posted by Duy Vo | Dec 22, 2020
Why did we start Productfy? Here’s a hint: it’s right there in the name. Productfy was created to change the way financial products are built. By making it easier for FinTech entrepreneurs to bring their ideas to reality, we’re not just helping to ...
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Changing the way financial products are built...for good.

Duy Vo
Posted by Duy Vo | Dec 21, 2020
We’re on a mission for good: to change the way financial technology products are built, so innovators can get their game-changing products to market faster.
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Navigating the alphabet soup of FinTech regulation

Duy Vo
Posted by Duy Vo | Dec 10, 2020
You have a brilliant FinTech innovation idea. This product will truly benefit consumers and businesses alike, and you want to bring it to market. You have the technology down, you’ve simplified your user interface, and you’ve secured seed funding. ...
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Productfy Enters into Partnership with Point72 Ventures

Duy Vo
Posted by Duy Vo | Nov 25, 2020
The last two years have felt like a long marathon in a snowstorm. We started Productfy with the fundamental belief that financial services were going to be omnipresent. In 2009, Mckinsey thought AWS(R) and other cloud providers were over-hyped and ...
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A better way to build FinTech products for the new decade!

Aaron Huang
Posted by Aaron Huang | Nov 3, 2020
Insanity is defined as doing the same thing over and over and expecting a different outcome. This adage most certainly applies to FinTechs.
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Productfy Joins the Dwolla Partner Ecosystem

Aaron Huang
Posted by Aaron Huang | Nov 3, 2020
New partnership simplifies adding payment functionality to a financial application. Financial technology company Dwolla, Inc. is partnering with Productfy, Inc. to make ACH payments available for the financial applications being built on Productfy’s ...
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Enhanced Credit/debit Apis and E-Statements

Dan Kovach
Posted by Dan Kovach | Sep 1, 2020
September was a month of growth for us - both as a company onboarding new employees and as a platform seeing usage increase through our clients scaling. We hope our feature releases this month help to continue this virtuous cycle.
Read More